Paycheck Calculator
See exactly what you take home after federal income tax, Social Security, Medicare and state tax. Free, private and updated for 2026 in all 50 states and DC.
Your estimated take-home pay
take-home per paycheck (bi-weekly)
| Federal income tax | $193.08 | 8.4% |
|---|---|---|
| FICA (Social Security + Medicare) | $176.54 | 7.6% |
| Texas tax | $0.00 | 0.0% |
| Local tax | $0.00 | 0.0% |
| Pre-tax deductions | $0.00 | 0.0% |
| Take-home pay | $1,938.08 | 84.0% |
Paycheck calculators by state
State-specific brackets, deductions, effective tax rates and neighbor comparisons.
How the calculator works
1. Federal income tax
2026 IRS brackets (10%–37%) after the standard deduction of $16,100 single or $32,200 married.
2. FICA
6.2% Social Security up to $184,500 and 1.45% Medicare, plus 0.9% above $200,000.
3. State & local
Every state checked against its tax authority. 9 states have no wage income tax.
Popular hourly wages
Learn more
How paychecks are calculated
Step by step: from gross pay to take-home pay – pre-tax deductions, federal withholding, FICA and state tax explained.
FICA 2026 explained
2026 FICA rates: 6.2% Social Security up to $184,500 and 1.45% Medicare plus 0.9% above $200,000, with examples.
Pre-tax deductions
How traditional 401(k), HSA and health premiums lower your taxes, with 2026 examples of the real cost per paycheck.