How Minnesota taxes paychecks
A single filer earning $75,000 in Minnesota pays about $3,577 in state tax and takes home $58,016 a year ($2,231 bi-weekly). That puts Minnesota 47th of 51 (1 = lowest state tax at this income).
Minnesota uses 4 graduated brackets ranging from 5.35% to 9.85%. Only the part of your income inside each bracket is taxed at that bracket's rate. The calculator subtracts a standard deduction and/or exemption of about $15,300 (single) or $30,600 (married filing jointly) first. Most residents see state tax withheld from every paycheck by their employer based on the state withholding certificate.
Calculation note: MN DOR 2026 brackets and std. deduction confirmed.
Effective tax rates by income in Minnesota
Single filer, standard deduction, no pre-tax deductions. "State rate" is state tax divided by gross salary; "Total rate" includes federal income tax and FICA.
| Salary | State tax | State rate | Total rate | Take-home / yr |
|---|---|---|---|---|
| $30,000 | $786 | 2.6% | 15.0% | $25,499 |
| $50,000 | $1,877 | 3.8% | 19.0% | $40,478 |
| $75,000 | $3,577 | 4.8% | 22.6% | $58,016 |
| $100,000 | $5,277 | 5.3% | 26.1% | $73,903 |
| $150,000 | $8,942 | 6.0% | 30.1% | $104,849 |
| $250,000 | $17,423 | 7.0% | 33.7% | $165,759 |
Minnesota 2026 income tax brackets
| Taxable income (single) | Rate |
|---|---|
| $0 to $33,310 | 5.35% |
| Over $33,310 to $109,430 | 6.8% |
| Over $109,430 to $203,150 | 7.85% |
| Over $203,150 | 9.85% |
| Taxable income (married filing jointly) | Rate |
|---|---|
| $0 to $48,700 | 5.35% |
| Over $48,700 to $193,480 | 6.8% |
| Over $193,480 to $337,930 | 7.85% |
| Over $337,930 | 9.85% |
Minnesota paycheck examples
What a typical salary looks like per bi-weekly paycheck, after all taxes.
| Salary | Federal | FICA | State | Bi-weekly | Monthly |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,321 | $1,269.18 | $2,750 |
| $60,000 | $5,020 | $4,590 | $2,557 | $1,839.75 | $3,986 |
| $80,000 | $8,770 | $6,120 | $3,917 | $2,353.59 | $5,099 |
| $100,000 | $13,170 | $7,650 | $5,277 | $2,842.44 | $6,159 |
| $120,000 | $17,570 | $9,180 | $6,637 | $3,331.28 | $7,218 |
Paid hourly? $25 an hour is about $41,949 a year after taxes in Minnesota.
Minnesota vs. neighboring states
Compared with its neighbors, take-home pay at $75,000 is higher in Wisconsin, Iowa, South Dakota, North Dakota, so it is the higher-tax option in its region. Cross-border commuters should note that wages are generally taxed where you work and credited where you live; reciprocity agreements vary by state.
| State | State tax on $75k | Take-home on $75k | Difference |
|---|---|---|---|
| Minnesota | $3,577 | $58,016 | — |
| Wisconsin | $2,961 | $58,631 | +$616 |
| Iowa | $2,198 | $59,394 | +$1,378 |
| South Dakota | $0 | $61,593 | +$3,577 |
| North Dakota | $182 | $61,411 | +$3,395 |
Sources & review
- Minnesota rates and deductions: Minnesota tax authority publication (tax year 2026, status: verified against official source)
- Federal brackets & standard deduction: IRS Rev. Proc. 2025-32
- Social Security wage base: SSA
- Cross-check: Tax Foundation 2026 state rates
Reviewed November 4, 2026 · How we calculate
Frequently asked questions
How much is $60,000 a year after taxes in Minnesota?
A single filer earning $60,000 in Minnesota takes home about $47,833 per year in 2026, or $1,840 per bi-weekly paycheck ($3,986 per month).
Does Minnesota have a state income tax?
Minnesota uses 4 graduated brackets ranging from 5.35% to 9.85%. Only the part of your income inside each bracket is taxed at that bracket's rate. The calculator subtracts a standard deduction and/or exemption of about $15,300 (single) or $30,600 (married filing jointly) first.
What is the effective tax rate on $100,000 in Minnesota?
On a $100,000 salary (single, standard deduction) total taxes are about $26,097, an effective rate of 26.1%. State tax accounts for $5,277 (5.3%).
How do 401(k) contributions change my Minnesota paycheck?
Traditional 401(k) contributions are subtracted before federal and, in this calculator, Minnesota income tax, so each $1 you contribute costs less than $1 in take-home pay. Social Security and Medicare still apply. Open “Advanced options” in the calculator to model it.
What are the 2026 FICA rates?
Social Security is 6.2% on wages up to $184,500 and Medicare is 1.45%, plus 0.9% Additional Medicare Tax withheld on wages above $200,000.