How Arizona taxes paychecks
A single filer earning $75,000 in Arizona pays about $1,473 in state tax and takes home $60,120 a year ($2,312 bi-weekly). That puts Arizona 12th of 51 (1 = lowest state tax at this income).
Arizona applies a single flat rate of 2.5% to taxable income. Before the rate applies, this calculator subtracts a standard deduction and/or personal exemption of about $16,100 for single filers and $32,200 for married couples filing jointly. Most residents see state tax withheld from every paycheck by their employer based on the state withholding certificate.
Calculation note: Rate 2.5% official. ADOR has only published the 2025 std. deduction ($15,750/$31,500, federal conformity); 2026 amount assumed = federal $16,100/$32,200 (ARS 43-1041) until ADOR confirms.
Effective tax rates by income in Arizona
Single filer, standard deduction, no pre-tax deductions. "State rate" is state tax divided by gross salary; "Total rate" includes federal income tax and FICA.
| Salary | State tax | State rate | Total rate | Take-home / yr |
|---|---|---|---|---|
| $30,000 | $348 | 1.2% | 13.5% | $25,938 |
| $50,000 | $848 | 1.7% | 17.0% | $41,508 |
| $75,000 | $1,473 | 2.0% | 19.8% | $60,120 |
| $100,000 | $2,098 | 2.1% | 22.9% | $77,083 |
| $150,000 | $3,348 | 2.2% | 26.4% | $110,444 |
| $250,000 | $5,848 | 2.3% | 29.1% | $177,335 |
Arizona paycheck examples
What a typical salary looks like per bi-weekly paycheck, after all taxes.
| Salary | Federal | FICA | State | Bi-weekly | Monthly |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $598 | $1,297.02 | $2,810 |
| $60,000 | $5,020 | $4,590 | $1,098 | $1,895.87 | $4,108 |
| $80,000 | $8,770 | $6,120 | $1,598 | $2,442.79 | $5,293 |
| $100,000 | $13,170 | $7,650 | $2,098 | $2,964.71 | $6,424 |
| $120,000 | $17,570 | $9,180 | $2,598 | $3,486.63 | $7,554 |
Paid hourly? $25 an hour is about $43,065 a year after taxes in Arizona.
Arizona vs. neighboring states
Compared with its neighbors, take-home pay at $75,000 is higher in Nevada, and lower in California, Utah, New Mexico, Colorado. Cross-border commuters should note that wages are generally taxed where you work and credited where you live; reciprocity agreements vary by state.
| State | State tax on $75k | Take-home on $75k | Difference |
|---|---|---|---|
| Arizona | $1,473 | $60,120 | — |
| California | $3,750 | $57,843 | -$2,277 |
| Nevada | $0 | $61,593 | +$1,473 |
| Utah | $3,338 | $58,255 | -$1,865 |
| New Mexico | $2,359 | $59,233 | -$887 |
| Colorado | $2,592 | $59,001 | -$1,119 |
Sources & review
- Arizona rates and deductions: Arizona tax authority publication (tax year 2026, status: partially verified – see note)
- Federal brackets & standard deduction: IRS Rev. Proc. 2025-32
- Social Security wage base: SSA
- Cross-check: Tax Foundation 2026 state rates
Reviewed November 4, 2026 · How we calculate
Frequently asked questions
How much is $60,000 a year after taxes in Arizona?
A single filer earning $60,000 in Arizona takes home about $49,293 per year in 2026, or $1,896 per bi-weekly paycheck ($4,108 per month).
Does Arizona have a state income tax?
Arizona applies a single flat rate of 2.5% to taxable income. Before the rate applies, this calculator subtracts a standard deduction and/or personal exemption of about $16,100 for single filers and $32,200 for married couples filing jointly.
What is the effective tax rate on $100,000 in Arizona?
On a $100,000 salary (single, standard deduction) total taxes are about $22,918, an effective rate of 22.9%. State tax accounts for $2,098 (2.1%).
How do 401(k) contributions change my Arizona paycheck?
Traditional 401(k) contributions are subtracted before federal and, in this calculator, Arizona income tax, so each $1 you contribute costs less than $1 in take-home pay. Social Security and Medicare still apply. Open “Advanced options” in the calculator to model it.
What are the 2026 FICA rates?
Social Security is 6.2% on wages up to $184,500 and Medicare is 1.45%, plus 0.9% Additional Medicare Tax withheld on wages above $200,000.