How Maryland taxes paychecks
A single filer earning $75,000 in Maryland pays about $3,197 in state tax and takes home $58,396 a year ($2,246 bi-weekly). That puts Maryland 37th of 51 (1 = lowest state tax at this income).
Maryland uses 10 graduated brackets ranging from 2% to 6.5%. Only the part of your income inside each bracket is taxed at that bracket's rate. The calculator subtracts a standard deduction and/or exemption of about $6,600 (single) or $13,200 (married filing jointly) first. Most residents see state tax withheld from every paycheck by their employer based on the state withholding certificate.
Calculation note: 2026 guide: std. ded. $3,400 + exemption $3,200; 6.25%/6.5% brackets confirmed. County income tax not included.
Effective tax rates by income in Maryland
Single filer, standard deduction, no pre-tax deductions. "State rate" is state tax divided by gross salary; "Total rate" includes federal income tax and FICA.
| Salary | State tax | State rate | Total rate | Take-home / yr |
|---|---|---|---|---|
| $30,000 | $1,059 | 3.5% | 15.9% | $25,226 |
| $50,000 | $2,009 | 4.0% | 19.3% | $40,346 |
| $75,000 | $3,197 | 4.3% | 22.1% | $58,396 |
| $100,000 | $4,384 | 4.4% | 25.2% | $74,796 |
| $150,000 | $6,914 | 4.6% | 28.7% | $106,878 |
| $250,000 | $12,397 | 5.0% | 31.7% | $170,785 |
Maryland 2026 income tax brackets
| Taxable income (single) | Rate |
|---|---|
| $0 to $1,000 | 2% |
| Over $1,000 to $2,000 | 3% |
| Over $2,000 to $3,000 | 4% |
| Over $3,000 to $100,000 | 4.75% |
| Over $100,000 to $125,000 | 5% |
| Over $125,000 to $150,000 | 5.25% |
| Over $150,000 to $250,000 | 5.5% |
| Over $250,000 to $500,000 | 5.75% |
| Over $500,000 to $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
| Taxable income (married filing jointly) | Rate |
|---|---|
| $0 to $1,000 | 2% |
| Over $1,000 to $2,000 | 3% |
| Over $2,000 to $3,000 | 4% |
| Over $3,000 to $150,000 | 4.75% |
| Over $150,000 to $175,000 | 5% |
| Over $175,000 to $225,000 | 5.25% |
| Over $225,000 to $300,000 | 5.5% |
| Over $300,000 to $600,000 | 5.75% |
| Over $600,000 to $1,200,000 | 6.25% |
| Over $1,200,000 | 6.5% |
Maryland paycheck examples
What a typical salary looks like per bi-weekly paycheck, after all taxes.
| Salary | Federal | FICA | State | Bi-weekly | Monthly |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,534 | $1,261.00 | $2,732 |
| $60,000 | $5,020 | $4,590 | $2,484 | $1,842.54 | $3,992 |
| $80,000 | $8,770 | $6,120 | $3,434 | $2,372.15 | $5,140 |
| $100,000 | $13,170 | $7,650 | $4,384 | $2,876.77 | $6,233 |
| $120,000 | $17,570 | $9,180 | $5,368 | $3,380.10 | $7,324 |
Paid hourly? $25 an hour is about $41,858 a year after taxes in Maryland.
Maryland vs. neighboring states
Compared with its neighbors, take-home pay at $75,000 is higher in West Virginia, Pennsylvania, and lower in Virginia, Delaware, District of Columbia. Cross-border commuters should note that wages are generally taxed where you work and credited where you live; reciprocity agreements vary by state.
| State | State tax on $75k | Take-home on $75k | Difference |
|---|---|---|---|
| Maryland | $3,197 | $58,396 | — |
| Virginia | $3,498 | $58,094 | -$302 |
| West Virginia | $2,546 | $59,047 | +$651 |
| Pennsylvania | $2,303 | $59,290 | +$894 |
| Delaware | $3,609 | $57,984 | -$412 |
| District of Columbia | $3,429 | $58,164 | -$232 |
Sources & review
- Maryland rates and deductions: Maryland tax authority publication (tax year 2026, status: verified against official source)
- Federal brackets & standard deduction: IRS Rev. Proc. 2025-32
- Social Security wage base: SSA
- Cross-check: Tax Foundation 2026 state rates
Reviewed November 4, 2026 · How we calculate
Frequently asked questions
How much is $60,000 a year after taxes in Maryland?
A single filer earning $60,000 in Maryland takes home about $47,906 per year in 2026, or $1,843 per bi-weekly paycheck ($3,992 per month).
Does Maryland have a state income tax?
Maryland uses 10 graduated brackets ranging from 2% to 6.5%. Only the part of your income inside each bracket is taxed at that bracket's rate. The calculator subtracts a standard deduction and/or exemption of about $6,600 (single) or $13,200 (married filing jointly) first.
What is the effective tax rate on $100,000 in Maryland?
On a $100,000 salary (single, standard deduction) total taxes are about $25,204, an effective rate of 25.2%. State tax accounts for $4,384 (4.4%).
How do 401(k) contributions change my Maryland paycheck?
Traditional 401(k) contributions are subtracted before federal and, in this calculator, Maryland income tax, so each $1 you contribute costs less than $1 in take-home pay. Social Security and Medicare still apply. Open “Advanced options” in the calculator to model it.
What are the 2026 FICA rates?
Social Security is 6.2% on wages up to $184,500 and Medicare is 1.45%, plus 0.9% Additional Medicare Tax withheld on wages above $200,000.